Nicola Watts

Director and Chartered Financial Planner

About Nicola

Nicola has worked in financial services since 2000, when she joined the family business, Jane Smith Financial Planning. Upon her mother’s retirement in 2012, Nicola built up the back-office team. Her expertise is in financial planning, with a focus on pensions, investments and Inheritance Tax. Nicola aims to help clients achieve the retirement they have always dreamed of.

Nicola is married to David, and they have two teenage daughters, Emily and Olivia. Away from the office, Nicola has a busy social life and enjoys spending time with friends and family. Over the years, she has travelled far and wide, but there are still many places she’d like to visit. In February 2024, Nicola has big plans to climb Kilimanjaro; watch this space to find out how she gets on!

Awards and accreditations

Nicola in numbers


Labradors, Poppy and Bertha


Different countries visited


years in the profession