"Nicola really understood where we were in our life and spoke our language."
It’s almost impossible to keep up with your finances when you lead a busy retirement lifestyle. Each day is taken up by enjoying your hobbies or spending time with family, and that’s exactly how you like it.
We won’t ask you to give up your precious time to focus on your finances. Instead, we’ll do the hard work for you so you can carry on enjoying life knowing you have enough income to see you through any ups and downs and that your investments are working how they should.
We don’t want you to be sitting at home worrying about your income or how your investments might be performing. Using cashflow modelling, we’ll forecast your future finances and offer you reassurance for the years ahead.
You can rest assured that you have the income you need and can live life to the full.
You understand the need to pay tax; however, you still want to be efficient and not pay more than you must.
We know what we’re talking about when it comes to tax planning, and we will put your money in the right place at the right time to ensure tax efficiency. We’ll also begin to discuss Inheritance Tax, so you’re prepared.
Once we understand your goals for the future and what you’d like to achieve in retirement, we will build a bespoke investment strategy.
Not only will it provide for your income needs, but it will also bring you closer to achieving your long-term goals. It’s never too late to implement a new strategy.
It’s always good to think ahead. You may be wondering whether you can afford to help your children in the near future or whether you’ll face Inheritance Tax liabilities.
We always look at the bigger picture and don’t just focus on the present day. We’ll be here for you and your family for a very long time.
It’s important that we understand your lifestyle as well as your hopes, concerns and aspirations before we give you any advice. Likewise, it’s equally important that you get to know us.
The Life Roadmap Service includes a detailed evaluation of your financial circumstances and looks at more than just the value of your investments and holdings. It’s a clear action plan of the steps that need to be taken to achieve your goals.
This is where we put our recommendations into practice. We recommend and implement the most suitable products to meet your needs, identified through our planning process.
Meeting regularly, we’ll continue to review your plan to ensure it stays on track and relevant to your changing objectives, as well as any changes in the financial and economic environment.
Mark and Alison Chamberlain
"The company takes time to find out what our aspirations and needs are."