Approaching retirement

As you progress through your 50s, the somewhat distant concept of retirement finally comes into sight. You may be five years away or slightly more and want to plan ahead. But you will have the same end goal in mind: a blissful retirement.

There’s a good chance that you’ll have accumulated various pensions and savings over the years and done some investing here and there. However, it’s safe to say that your finances have never had any real structure. Until now…

How we help

Cashflow modelling

We’ll forecast your future finances and offer you reassurance for the years ahead. Quite often, we show clients how their funds will outlive them using cashflow modelling – a very welcome surprise!

You’ll be well-organised and set for whatever life throws at you, and you’ll have a plan for when you can retire.

Tax planning

It’s only natural to want to pay less tax – especially as you approach retirement, and you want as much money as possible to end up in your hands.

We know what we’re talking about when it comes to tax planning, and we will put your money in the right place at the right time to ensure tax efficiency.

Tailored strategy

A tailored strategy is exactly that – it’s “tailored” for you and your specific goals. Over time, this bespoke approach is much more likely to achieve your financial and personal objectives.

You can be confident that your goals are at the forefront of your plan, and we’ll do everything in our power to lead you to a comfortable retirement.

Long-term advice

Our help doesn’t end after implementation; it’s just getting started. When you sign up to our financial planning service, you become a client for life, and we will develop a long-term relationship with you.

One of the best parts of our job is seeing you achieve your retirement goals and watching you and your family thrive.

How it works

01

Getting to
know you

It’s important that we understand your lifestyle as well as your hopes, concerns and aspirations before we give you any advice. Likewise, it’s equally important that you get to know us.

02

Your Life
Roadmap

The Life Roadmap Service includes a detailed evaluation of your financial circumstances and looks at more than just the value of your investments and holdings. It’s a clear action plan of the steps that need to be taken to achieve your goals.

03

Implementing your plan

This is where we put our recommendations into practice. We recommend and implement the most suitable products to meet your needs, identified through our planning process.

04

On track
reviews

Meeting regularly, we’ll continue to review your plan to ensure it stays on track and relevant to your changing objectives, as well as any changes in the financial and economic environment.

Jane Smith Financial Planning Limited profile

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