Financial planning – answering the questions that really matter

With the start of the new tax year, you may be thinking about what you can do to improve the tax efficiency of your investment portfolio, or reduce the amount of tax you pay during your lifetime or on death. If this sounds familiar, it could be time to consider ISAs and pensions, or make sure that you use your capital gains tax allowance and inheritance tax gift exemptions.

Are you financially secure?

But is saving tax what really matters? Surely your financial security and making the most of what you have is what’s really important? Plus, you need to ensure that all these tax regimes and “financial products” fit in with your own financial objectives.

That’s where financial planning (not financial advice) can help. By guiding you through the process, you will be focused on your financial future, and understand the answers to the following questions:

  • Where do you want to be?
  • What do you want to do?
  • How much is enough?
  • When can you retire?
  • How can you help those closest to you?

Only by being clear on your very personal objectives, can you understand the  path that’s required to help you reach your goals.

Your future in focus

Financial planning comes before financial advice and products. But if they are needed, work with an independent financial advisor, because they have no restrictions on either the types of products they can recommend, or the providers they can use.

For award-winning, quality financial planning and independent financial advice, contact Jane Smith Financial Planning and find out how our professional service can help you.

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